Many car owners are expected to encounter this situation, especially the new car owners, that is, I bought a full risk, why not pay compensation? In fact, there is a lot of knowledge, "all risks" include only the car damage insurance, third party liability insurance, stolen emergency insurance, glass insurance, scratch insurance, on-board personnel insurance and excluding insurance and other insurance and other insurance. However, under certain special circumstances, even if the above-mentioned main insurance and additional insurance are purchased, the owner of the vehicle must pay for himself. What is the situation? 1, drunk driving, driving without a license, driving license, driver's license does not pass the annual inspection is not lost: In these situations, the driver not only does not have the qualifications for driving on the road, but also a serious violation of traffic laws. In addition, if the driver is inconsistent with the quasi-drive type and the high-speed internship period, the insurance company will also refuse to pay. 2. The earthquake is not compensated: Due to the lack of data and experience, the insurance regulatory department does not encourage insurance companies to underwrite the insurance. 3, spiritual loss does not pay off: most of the insurance terms will have similar provisions, "due to the insurance accident caused by any relevant mental compensation as a liability exemption." 4. The loss during repairs is not lost: As the vehicle is in maintenance, the repair shop has the responsibility to properly maintain the maintenance vehicle. Therefore, any damage, stolen, or other loss occurred while the vehicle was being repaired, and the insurance company would reject the compensation. 5, engine damage caused by water damage does not pay: the general insurance company will think that the loss is caused due to improper operation, because when the vehicle is driving to the depth, the engine flameout, if no longer forced ignition, the engine will not Into the water. 6, puncture does not lose: no damage to other parts of the vehicle, but the wheel alone is not compensated. If accidents such as collisions or rollovers caused by punctures cause damage to other parts of the vehicle, the insurance company will be liable for compensation. 7. It is not lost if the car is damaged. If the vehicle is injured by the objects loaded in the car or on the roof, the insurance company will not be responsible for compensation. 8, without repair damage without repairing the car directly: no matter where the accident occurred in the vehicle, must first go through the damage to the repair shop to repair, otherwise the insurance company will not be able to determine the amount of loss and refuse compensation. 9. The culprit who runs the full responsibility is let go without compensation: When the collision occurs with other vehicles, if the responsibility is in the other party, and he has given up the right to recover from the third party, then it is equivalent to giving up the insurance. The company claims compensation. 10, the car did not lose, lost tires do not lose: If not the entire vehicle was stolen, but the vehicle parts such as tires, audio equipment, etc. stolen, the insurance company is not responsible for compensation. 11, dragging a car without insurance is not lost: If it is because the car towing a vehicle with no third-party liability insurance on the road, collided with other vehicles and bear full responsibility, the insurance company will not make any compensation. 12. When you hit your own family, there is no compensation: The so-called first person and the second person refer to the insurer and the insured (the driver is regarded as the insured). All but these people are considered third parties. In the insurance clause, the family members of the insured or driver are excluded from the category of "third party". If the family is hit, the insurance company is deemed as exempt. In the same way, a collision with a vehicle under the same unit name cannot be compensated through a third party liability insurance. 13, the equipment that he installs does not lose the compensation: The owner installs the sound, tail, etc., if there is no separate insurance for these installation equipment, any loss occurs, the insurance company will not compensate for this. The above is related to the issue of insurance does not pay, do not think that the car to buy a full insurance is equivalent to "full insurance". Aluminum Embossed Sheet widely use in refrigerator, solar heat reflectors, decorative aluminum products, lamps, disinfection box, air conditioning, ventilation ducts, outdoor and indoor decoration, machinery and equipment housing and other industries. This provides the surface which diffuses light reducing reflectivity and glare. It produced by embossing rollers. 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